Vivian's, Didi's, Karen's Paraphrases

Vivian's Paraphrase:
Even people who are educated can be very poor if they dont manage their money well.
Didi's Paraphrase:
Somtimes people work better when there's rivalry with someone else to achieve the same thing.
Karen's Paraphrase:
You need to try hard many times to achieve something you're truely interested in.